Best Merchant Services of March 2024

Helcim

Best for Overall option

In-person: 0.4% + $0.08

Online: 0.5% + $0.25

Plus interchange $0.00

Square POS 5.0/5

Best for Flat-rate option

In-person: 2.6% + $0.10

Online: 2.9% + $0.30

$0.00

and up.

Stripe 5.0/5

Best for Flat rate for online sales

In-person: 2.7% + $0.05

Online: 2.9% + $0.30

$0.00

National Processing 5.0/5

Best for Free terminal 2.5% + $0.10

for Basic In-Person Package. $9.95

for Basic In-Person Package.

Payment Depot

Best for High sales volume 0.2% + $0.00

to 1.95%, plus interchange. $79.00

and up.

U.S. Bank Merchant Services

Best for Fast deposits

In-person: 2.6% + $0.10

Online: 2.9% + $0.30

$0.00

and up.

Chase Payment Solutions℠

Best for Built-in banking partner

In-person: 2.6% + $0.10

Online: 2.9% + $0.25

$0.00

Monthly fee in some instances.

PaymentCloud 4.5/5

Best for High-risk businesses 2.4% + $0.10

to 3.5% + $0.25 on average. $0.00

to $50.

Dharma Merchant Services 4.5/5

Best for Nonprofits